It may be billed as one of the most stressful things you can do but at Grow we work hard to make purchasing your new home a positive experience by supporting you through the whole process - from start to finish.
We know that the buying process can seem long and complicated, this quick guide will give you an idea of the steps involved:
1. What can you afford?
Before you begin your search, you will need to know what budget you have to spend. Why not make an appointment with our mortgage advisor to get things started.
2. Negotiating and making an offer
This is where our skills at Grow will really work for you. When you find a property you like and want to make an offer we will be able to advise you on how to proceed and approach the seller for you.
3. Arranging your solicitor
If you already have a solicitor to help you with the legal side of your purchase then you simply need to pass their details to us, if you need help with this all you need to do is ask us.
4. Agreeing a purchase
Having had your offer accepted by the seller and having instructed a solicitor, the buying process will now begin. On receiving your solicitors details we will report the sale to them and get the ball rolling.
5. Arranging a survey
The next step is to have a survey done on the property you wish to buy. If you are taking out a mortgage your lender will organise this for you and liaise with us for access to the property. If you need to organise the survey yourself you can come to us for advice.
6. Legal work before exchanging contracts
Your solicitor will handle the legal side of things for you before you exchange contracts, ensuring there are no issues with the property. They will keep you informed of their progress and let you know if any problems come to light.
7. Exchange of contracts and completion
This final stage of the process can feel long-awaited, but is the time when that chosen property finally becomes your home.
Property for sale
In-house mortgage advisor
Whether you are moving, re-mortgaging or buying your very first home, Grow Property’s mortgage advisors offer free, advice on the best mortgage deals for you.